Terms of Service

Last updated: August 2026

These Terms govern your use of SnapQual, a service of Gold Patrons Data Technology. By using SnapQual, you agree to these Terms.

What SnapQual is

SnapQual provides a preliminary, self-reported soft pre-qualification estimate for informational purposes only. It is not a loan, a loan application, a commitment or guarantee to lend, an offer of credit, or a credit decision, and it is not financial, lending, legal, or tax advice. Actual loan approval depends on a full review of your finances, verification, and a complete pre-qualification process with a licensed provider.

Eligibility

You must be at least 18 years old and provide accurate information. Estimates are only as reliable as the information you provide.

Accounts (real-estate professionals)

If you create an account, you’re responsible for your credentials and for the accuracy of your listings and contact details, and for handling the prospect information you receive in accordance with applicable law.

Acceptable use

Don’t misuse SnapQual — no unlawful use, no attempts to disrupt or gain unauthorized access, and no submitting information you’re not authorized to provide.

No warranty; limitation of liability

SnapQual is provided “as is,” without warranties of any kind. To the fullest extent permitted by law, Gold Patrons Data Technology is not liable for any indirect or consequential damages arising from your use of the service or reliance on any estimate.

Changes & contact

We may update these Terms; material changes will be posted here. Questions? Contact johnpignetti@goldpatrons.com.